[NTLK] Writing

Matthias Melcher mm at matthiasm.com
Tue Mar 30 13:20:16 PDT 2021

Curious, which part of what I said is not true? My California experience 
is from 1995 to 2005. Back in Germany since 2005.

Wow on the IOLTA concept. Attorneys rarely offer trust accounts here.

Your link explains the Überweisung (money transfer) pretty well. No need 
to ever show up at a specific bank. All is connected via IBAN.

  - Matthias ;-)

On 3/30/2021 6:23 PM, Michael Sheflin wrote:
> That's probably not true.


> On Tue, Mar 30, 2021, 7:24 AM Ionos: robowerk.de <m.melcher at robowerk.de>
> wrote:
>> LOL. German banks havn't accepted cheque payments in the private sector
>> for the last 20 or more years. I probably could not have bought a
>> MessagePad with a cheque here back then. There is no such thing here
>> anymore. You can transfer money online or with a paper form that you
>> drop off at the bank, but more commonly, repeating payments are
>> automated. Nothing to fill out, sign, or send.
>> Payments that differ from month to month, like the phone bill, are taken
>> directly out of the account by the phone company. What sounds bad at
>> first is actually pretty great, because I can reverse that payment for
>> three months in case of a dispute. So I have all the convenience of not
>> writing cheques, and all the security and full power over my account.
>> I was very surprised when I got payed the first time working in
>> California in 95. They gave me a cheque every other Friday. During lunch
>> break, half of the company ran(!) to the bank to deposit the cheque.
>> "But why?" my European friends may ask. Well, people were afraid that
>> our employer gave out more cheques than he had money in the bank, and
>> that late cheques may not get cashed!
>> I ended up opting for the - back then revolutionary - direct deposit,
>> got my money already on Wednesday, and watched the Friday bank lines in
>> amazement for 10 more years.
>> On 3/30/2021 12:43 AM, Dennis Swaney via NewtonTalk wrote:
>>> That is how I pay all my bills. Just paid my auto insurance and renter's
>> insurance today. Also you can't pay a credit card bill with a credit card.
>>>> On Mar 29, 2021, at 14:35, Alan Grassia <alan.grassia at gmail.com> wrote:
>>>> Wait, who’s still writing cheques?!
>> ----------------------------------------------------------------------
>> http://newtontalk.net
>> http://twitter.com/newtontalk
> ----------------------------------------------------------------------
> http://newtontalk.net
> http://twitter.com/newtontalk

Mit freundlichen Grüssen,

Matthias Melcher


M.Melcher GmbH
Hohenbudberger Strasse 4-10
47829 Krefeld Uerdingen

mm at matthiasm.com
mm at m.melcher.gmbh

Fon +49 170 324 6448
Fax +49 2151 4832 38

More information about the NewtonTalk mailing list