[NTLK] Writing

Ionos: robowerk.de m.melcher at robowerk.de
Tue Mar 30 04:24:43 PDT 2021

LOL. German banks havn't accepted cheque payments in the private sector 
for the last 20 or more years. I probably could not have bought a 
MessagePad with a cheque here back then. There is no such thing here 
anymore. You can transfer money online or with a paper form that you 
drop off at the bank, but more commonly, repeating payments are 
automated. Nothing to fill out, sign, or send.

Payments that differ from month to month, like the phone bill, are taken 
directly out of the account by the phone company. What sounds bad at 
first is actually pretty great, because I can reverse that payment for 
three months in case of a dispute. So I have all the convenience of not 
writing cheques, and all the security and full power over my account.

I was very surprised when I got payed the first time working in 
California in 95. They gave me a cheque every other Friday. During lunch 
break, half of the company ran(!) to the bank to deposit the cheque. 
"But why?" my European friends may ask. Well, people were afraid that 
our employer gave out more cheques than he had money in the bank, and 
that late cheques may not get cashed!

I ended up opting for the - back then revolutionary - direct deposit, 
got my money already on Wednesday, and watched the Friday bank lines in 
amazement for 10 more years.

On 3/30/2021 12:43 AM, Dennis Swaney via NewtonTalk wrote:
> That is how I pay all my bills. Just paid my auto insurance and renter's insurance today. Also you can't pay a credit card bill with a credit card.
>> On Mar 29, 2021, at 14:35, Alan Grassia <alan.grassia at gmail.com> wrote:
>> Wait, who’s still writing cheques?!

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